- Unemployment holding keeps the possibility of further rate hikes alive
- First-home buyers continue pushing ahead
- Record quarterly housing finance and lift in investor lending show capital is still active
- Winding back the CGT discount may reduce flipping but is unlikely to deter investors
- Vacancy rates near record lows
- Without investor participation, rental availability deteriorates further
- Seller behaviour matters more than headlines; listings remain historically tight
- Listener Q&A
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