Fixed rates fall

Fixed rates fall

The Treasurer set out a bigger emphasis on promoting growth in the latest Statement of Expectations for the financial regulators. 

New home sales fell in both May and June, adversely impacted by mortgage rates and low confidence after the Federal Budget. 

Source: HIA

In that context, it may be that the 3 percentage points lending assessment buffer is up for a review again, given that activity in the established housing market has also largely stalled. 

There have been some moves in lending products of late, in particular for fixed mortgage rates. 

Source: FirstMac

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I joined Juliette Saly on ausbiz TV to discuss all the latest market dynamics, including the impact of the ban of SMSF lending for residential property.

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