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PERSONAL/BUSINESS COACH | PROPERTY BUYER | ANALYST

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Wednesday, 30 April 2025

Investors ease back into property

Credit growth is steady

Credit growth was steady at 0.5 per cent in March, and 6½ per cent over the year.


Housing credit was also steady, at 0.45 per cent for a third month.


Investor credit growth is now on a par with growth in owner-occupier credit, as investors move into cities such as Melbourne, Darwin, and some regional locations.


Overall, the impulse in housing credit has been easing for the past six months, reflected in steadier housing price growth across the capital cities. 


That said, with an interest rate cut in May now fully priced in and further cuts likely, credit growth is likely to show more life as the year progresses, based on historic trends.

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