Add in dividends, and that figure edges up to around 20pc.
Don't forget that this comes off the back of exceptionally strong returns in the preceding 12 months too.
Over that time, a portfolio should have seen an increase of well over 25pc, and plenty more than 30pc on an accumulation basis with dividends thrown in.
Not much joy there for doom, gloom, recession, depression, waiting for a property crash, shorting the banks.
You could have set yourself up for retirement very nicely over the last five years, simply by owning well-located properties in London (+50pc), and in Sydney (+50pc), and investing wisely in the Australian share market (+50pc with dividends reinvested).