Source: Council of Mortgage Lending
This is a serious upturn in demand, with the amount in December of £17 billion being some 49% higher than the figure recorded in the preceding year.
Over the who year mortgage lending increased to £177 billion from £143 billion in 2012.
The quarterly figures are the highest since the third quarter of 2008.
London will continue to the problem child in 2014. According to Property Wire, there were an extraordinary 23 registered bidders for each London property listed in 2013.
There is a clear undersupply problem in the south-east of England which will likely price many younger buyers out of the market.