The latest mortgage data from one of Australia's largest mortgage providers AFG shows that it is New South Wales which continues to lead the property markets recovery.
The mortgage index jumped by 18.9% in the second half of 2013 as low interest rates bite.
The table below shows how the average mortgage size has grown over the past year in the state.
Western Australia also showed impressive growth.
On the other hand, South Australia went backwards, reflecting the ongoing relative weakness of the Adelaide market.
Source: Australian Finance Group
"The volume of mortgages processed by AFG, Australia's largest mortgage broker, jumped by 18.9% in the second half of 2013. AFG's latest Mortgage Index, published today, shows that the company arranged $21.7 billion in home loans during the second half of 2013 compared to $18.3 billion in the first half. The July to December figure is 18.9% higher than for the first half of the year, and 27% higher than for the same period in 2012.